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Many forex brokers offer accounts in Polish Zloty, including some of the most renowned ones like FXTM and XM, which puts the PLN in an important position in the forex market.
A local bank transfer in a local currency, in this case Polish Zloty will take between a couple of hours and up to a day depending on the broker, while international transfers take up to 5 business days to process a transfer.
Local Wire Transfer in PLN should be free of charge, while international Bank Payments are feed by 130 zł, at times more or less, it all depends on the broker. There are brokerage firms like Tickmill, AxiTrader and EasyMarkets (and others) that offer PLN accounts, do not charge for local/international Bank Transfers.
Credit and Debit card payments are instantaneous, and can have fees attached to them for making deposits and withdrawals. But these charges should not surpass 3% per transfer, and there are many firms that offer a 0% Credit/Debit card transactions. But be warned that these seemingly insignificant 3% can amount to a substantial charge should the initial transfer be in the tens of thousands and beyond (in zloty).
The most popular alternative payment methods in Poland are PayU and Przelewy24.
PayU charges a 2.3% per online transfer, and processes payments almost instantly. In order to start using its services client must pay 200 zł. Users of PayU can even pay in installments.
Przelewy24 supports over 35 banks in addition to other payment methods, including all the major Polish ones, allowing for customers to make fast and direct purchases through their banks. Here are the most important fee that Przelewy24 charges: 1.9% per Credit/Debit cards and Bank Transfer, and a transaction fee of 0.30 zł plus a seller registration fee of 1,50 zł.
The word “zloty” translates to “golden” in Polish.
The National Bank of Poland is the bank that is permitted to issue Polish zloty.
The Polish Zloty has technically existed ever since the 15th century but then it was called Złote Polskie, and was in the form of silver coins. It wasn’t until 1995 that the modern Polish Zloty was introduced.