High Payout Casinos (2024)

There is nothing better than playing a casino game and winning! While you are betting on games of chance, some of them might have better outcomes in  the long run. This means that certain games will be more lucrative on average.

Besides the games themselves, there are other means of ensuring your payouts are higher. For example, you can play at licensed casinos, or look out for certain withdrawal policies which might make it easier to cash out. There are also certain bonuses you can get which might help, too. So, it turns out there is quite a bit to talk about when it comes to making sure you get the biggest amount paid out. The article below will go over all of the different methods we mentioned, in order to help you do so!

How to determine the payout of a casino?

Before we explain how to make your payouts bigger, what is the payout of a casino? It is an number, which can describe two different values. First, when we mention the payout of a game we mean the difference between the money wagered on one of the different games we will be talking about and the average a player stands to win with it. Each game's payout is affected by its random number generator, which produces the outcomes of these games. These generators are algorithms, which use complex calculations to produce the outcomes of your every bet. What's more, as you will see in the next section, these game payouts are actually verifiable!

Secondly, when we are discussing payout we will be talking about the amount of money you can cash out based on your specific deposits. This is the casino payout and it is affected by a large number of factors, and not only by what you win at the house! These can be as wide as the bonuses the house offers and even what deposit methods you are using to cash in. They also include the withdrawal policies of any casino – what the maximum you can cash out is over a period of time and so on. We will be examining all of the other conditions which are relevant after we take a look at the game payout chance:

RTP ratings and regulation

Every game you can play is created by a specific game developer. In order to make it easier for you to find games with higher payouts, these developers make use of the so-called RTP rating. This is a percentage, which represents the amount of cash you can expect to get back from your play. The abbreviation RTP stands for Return to Player.

If a game has an RTP percentage of 99%, this means that for every $100 wagered, a player will get $99 back. It is important to note that casinos always make sure that no game has a 100% RTP. When you think about it, the house always wins at the end, but you can see how much it stands to win on average by making use of another metric – the House Advantage. This is a very simple counterpart to RTP. It represents how much of the bets the casino stands to win. It can be calculated by simply taking the RTP percentage and subtracting it from 100.

In the example we just gave, the 99% RTP means the house advantage is just one percent. It is difficult to talk about what the normal values for these percentages are, as they vary, based on whichever game you are playing. The difference between the individual titles can be very high, even if they are in the same category. For example, there are Slots with RTP under 90%, but there are also games in the same category with RTPs of 95% or more.

What's most important about this percentage is that it can be verified. That is because the random number generators which licensed casinos use can be subject to audits. We should mention that you cannot expect unregulated houses to be submitting their titles for audits, because there is no regulatory body making them do that. This does not automatically mean their RTPs are different than the ones posted on the websites of the game developer. However, it does mean that they could be, or that the games you can play can even be tampered with, in order to produce more favorable outcomes for the house.

Overall, there are many great reasons to stick with licensed casinos, and the fact that their RTP ratings are verifiable is just another one of them. But how are these audits performed? Well, there are certain organizations which casinos submit their games' code to. One such organization you might have heard of is the eCORGA, which is the premier UK certification body. These are independent professionals, who go over the algorithms of every game, in order to assess the true RTP rating for it. This means that there can be no foul play when you are dealing with licensed houses.

How can you tell if a casino has been audited? That depends on the auditor, but the eCORGA has a Digital seal which houses can choose to implement on their websites. Verifying that one of them has been audited is as simple as clicking the seal, which will lead you to the website of the casino. The other way you can be sure that the casino has received a certification for its RTP ratings is by the regulatory body which has issued its license. The UK Gambling Commission and the Malta Gaming Association are notoriously strict about making sure that online casinos undergo such verification, so if the house has a license from either of them, it has been audited.

Are there games which pay out more than average?

Yes, there are several Table Games which have a nearly 100% RTP rating. The game in which you can get closest to that is undoubtedly Blackjack. Even though it seems simple, a skilled player will be able to get a high RTP of over 99%. However, your mileage will vary, based only your skill level as a player. It is important to note that Poker is another game which is largely based in skill, and it can have the same returns as Blackjack if you play well enough. When it comes to Roulettes, this is a game with a lot of variations. The ones with fewer slots to bet on, like European Roulette are considered to be the ones with the best RTP ratings!

And if you are wondering which Slot games pay out the best, there is no specific developer, or a specific mechanic which makes these games pay out more than average. However, things are not as simple as taking the RTP rating of the game into account. Slots also have another important aspect – their volatility. To put it simply, this is a ratio between how often you win from the game versus how big your individual wins are.

Basically, the lower the volatility, the more often you win and the fewer amount of money you get from each time you do so. Higher volatility slots also include Jackpots. These are awarded to one lucky spin. We should also mention Progressive Jackpots, which are available with some casinos. Every time someone bets the amount of money in the Jackpot gets bigger, and you can stand to win some truly earthshattering amounts.

However, the RTP rating of a game is a predictable average rate – so occasional big wins do not affect it that much. Secondly, both kinds of slots can have the similar RTP ratings. If you spin a low volatility slot and win twice as often as a high volatility one, which pays out twice as much, you will be getting the same returns. It is important to take into account how much you are trying to gamble with and how long of a losing streak you can endure if you are looking into playing high volatility games.

Other conditions which affect your payouts

Besides the games themselves, there are certain aspects of the policies of each casino which have an impact on your payouts. These can be, above all, the withdrawal policies of the house. Firstly, when you are seeking a withdrawal, you might be required to clear a certain wagering requirement. This means you might need to wager the entirety of the deposits you have made, between at least once and at lest three times on average.

This is a common AML policy, which casinos need to comply with in order to make financial crime more difficult to conduct. Also, it is interesting to note that some table games will have a higher wagering requirement – sometimes as high as 5x, because of their higher RTP ratings we mentioned.

Another aspect of the casino's payout policies is the maximum withdrawal. There are barely any houses nowadays which let you cash out as much as you want – instead, they place certain restrictions on players. For example, you might only be able to withdraw up to $3000 per any given week. The specific number is different for each casino, but we rarely see weekly withdrawal maximums over $5000. The usual monthly maximum you can cash out is $10 000 or so.

That does not mean your winnings will be collected by the casino, which would be quite unfair – just that you would have to wait longer to get paid out. This is particularly relevant when it comes to progressive jackpots. If you win big, you might have to schedule the payments with the casino over a long period of time. However, most of them explicitly mention in their Terms and Conditions that progressive jackpots are paid out in full!

It is also worth mentioning that there are differences in how long casinos take to process withdrawal requests. The best among them are able to clear them in just several hours, but it can also take up to a week to receive your money.

Finally, there are also other factors which might affect how much you get paid out – these can be fees associated with deposits and withdrawals. Note that these are not charged by casinos, but rather by the payment providers themselves. Said providers have small fees the player is expected to cover. This can affect your payouts because it gives you less money to play with in the first place. Therefore, it is important to pick payment options with lower fees, whenever those are available!

Can you get paid out from bonuses?

Casinos often let you get a massive bonus for signing up. Usually, there are regular deposit bonuses too. However, these can rarely be withdrawn outright. Rather, you are usually expected to clear a wagering requirement to cash them out. Unlike the previously mentioned 1x-3x wagering requirement, bonuses usually need to be played through 30x to 40x times to withdraw them.

What's more, when a bet is settled and you lose it, the money from the loss will usually be taken not from the bonus but the funds you have deposited. That means you might actually get less money at the end of the day, if you are trying to cover such a requirement!

That said, there are certain promotions which come without such restrictions and can be freely cashed out. Some casinos hand out money as part of their Loyalty programs. Players who stick around can benefit from exclusive bonuses with no wagering requirements. These are usually smaller bundles of cash, as one might expect.

However, there are also bonuses tied to the casino's House advantage. One such kind of promotion is the Rakeback bonus, which adds a small percentage of the advantage on every bet to your account balance. The percentage is usually between 5% and 20% of the already small house advantage, and the bonus is fairly rare. Yet it effectively increases your average payout rate, and what's best, Rakeback bonuses usually come with either no wagering requirements, or ones which are smaller than average.

Conclusion

As it turns out, there are lots of ways to increase how much you win on average. And yet, even if you do all that, you are no guaranteed to win, because of the random nature of casino games. Even the games with the highest RTP ratings can bring you a string of bad luck! So, we recommend trying to maximize your payouts while also recognizing the unpredictable nature of gambling, and, overall, just trying to have fun with the games above all else!