Best Mifinity casinos Australia (2024)

Mifinity is a very popular e-wallet solution that link your personal card or bank account with an e-wallet that acts as a middle man but can also be a custodian to your funds. It's available in hundreds of jurisdictions world, meaning that it should not be underestimated.

However, Mifinity finds its most loyal audience in Australia, so to help our readers we have compiled the best casinos in the land down under that use this prolific payment system.

1. BetOnRed

Pros:

• Regulated
• Good Assortment of Bonuses
• Great Sportsbooks

Cons:

• Games Can Be Better

The casino is owned by Uno Digital Media B. V. a company that is based in Curacao and consequently regulated there by the local Curaçao eGaming, an established and well know regulator that guarantees safety, security, and fairness of gameplay, but also a level of liberal permission unparalleled by other regulators.

The entire payment methods offered here are Mifinity, AstroPay, Jeton, Credit Cards, Bank Transfers, and Crypto wallets. It allows users more freedom of choice.

There's a reliance on bonuses that seems to be a foundation of BetOnRed. There's a great First Deposit Bonus of 100% up to €150 + 250 Free Spins; a Second Deposit Bonus of 55% up to €150; a Third Deposit Bonus of 100% up to €150; a Cashback  up to up to 25%. Not to mention the presence of a solid Tournaments section a well as a good VIP feature. Also included is a spin the wheel feature where the client can win some additional rewards or bonuses.

The liberal aspect of BetOnRed is not well taken advantaged of, and there's no shame in saying that; the Curacao license encourages this, but unfortunately the outlet of this has not been explored. With only 140 slots and 40 live games the casino definitely does not stand a competitive chance. However, there is a sports betting platform that is very well designed, easy to uses, and not half-bad in its actual offers.

2. Neon54

Pros:

• Regulated
• Good Selection of Payment Methods

Cons:

• More Content is a Possibility

The casino is operated by Rabidi N.V., a big player in the industry, having created and managed some of the best casino brands ever, with tens of thousands of active players. So even without its Antillephone N.V. Curacao license, the casino would still be reputable and safe, simply because Rabidi N.V has a reputation to maintain.

There's quite a lot of payment ground to cover here, as the casino offers some of the best and most diverse deposit and withdrawal options ever: Credit cards, debit cards, Bank, PaySafeCard, Mifinity, Skrill, Neteller, Neosurf, Payz, FlexePin, MuchBetter, and Crypto wallets. The amount of systems is an eye opener to clients, allowing a ton of new users to try their luck in the casino.

We were happy to see a variety of slots and live games, but were disappointed by the lack of a sportsbook, which could have made things so much better for all. Not to mention that the untapped potential of Neon54 is more than obvious; its thematic inspiration could be integrated in the games as well as the interface, and not jut visually.

However, one place where Neon54 exceed is with its bonuses, with seemingly countless promotions: Welcome Bonus of 10% Cashback up to €200 Plus 1 Bonus Crab, Crypto Welcome Offer up to 100 mBTC Plus 100 Free Spins Plus 1 Bonus Crab, Welcome Bonus of 50% up to €1000 Plus 1 Bonus Crab, Welcome Bonus of 100% up to €500 Plus 200 Free Spins Plus 1 Bonus Crab, Welcome Bonus Where €1=3 Free Spins, Game Show Thursdays of €10 Reward Game, Sunday Spin Bonus of 100 FS, True or False Bonus of €2000, Crazy Tine Tuesdays: €10 Rewards Game, Royal Blackjack Fridays: €10 Rewards Games, Roulette Weekends: €1o Reward Game, Weekly Reload Bonus of 50 Free Spins, Weekly Reload Bonus of €700 Plus 50 Free Spin, Live Cashback Bonus of 25% up to €200, Weekly Cashback 15% up to €3000, Tournaments, and VIP.

3. MyEmpire

Pros:

• Tons Of Games
• Entire Mini Game
• One of the Best Themes
• Fully Regulated

Cons:

• Nothing Bad

My Empire is an enormous and highly entertaining casino that can only be supported by its close ties and regulation in Curacao. Of course Rabidi N.V. is the holding company here, the one firm that seems to be above all else. It is dully regulated by Antillephone N.V., where the levels of security and fairness are not compromised by the casino's freedom to explore its wildest ideas. And My Empire casino has gone crazy, in a good way.

Games at My Empire are excellent, with both live and slot games, literally hundreds of games and choices for users, but still never feeling endless or overbearing. However, My Empire casino has a one-of-a-kind feature that makes it stand out among its peers. We are referring to the Empire building mini game, where clients actually build a small empire, starting from scratch, with the resources gained from playing, investing, and partaking in the casino's bonuses and other features. This mini city builder brings its own benefits including extra bonuses and cash-out possibilities.

On top of that we have 6 very solid bonuses: Welcome Package of up to €800 plus 300 Free Spins subdivided into 4 smaller bonuses; Crypto Welcome Offer of up to 100 mBTC Plus 100 Free Spins Plus 1 Bonus Crab; Weekend Reload Bonus of €700 Plus 50 Free Spins; Weekly Reload Bonus of 50 Free Spins; Live Cashback Bonus of 25% up to €200; Weekly Cashback of 15% up to €3000.

The last good news is the variety of payment methods: Credit cards, Debit cards, Wire transfer,  Skrill, Neteller, Mifinity, AstroPay, Neosurf, Sticpay, Apple Pay, eZeeWallet, Jeton, eVoucher, and an assortment of crypto wallets.

4. Richard Casino

Pros:

• Regulated
• Games Are Solid and Varied

Cons:

• Outdated Looks
• Not Enough Bonuses

Richard Casino might seem slightly outdated, but the truth is that this casino is a classic, and there's nothing you can do to stop it from being one. Its Curacao Antillephone regulation (as held by parent firm Hollycorn N.V.) is a testament to the platform's stand, and is a stamp of security, safety, and fairness.

Credit cards, Debit cards, Mifinity, Neosurf, Skrill, Flexepin, Paysafecard, and Coinspaid, are what's available here in terms of the payment systems. It's not half bad, considering that these are popular and widely used and available payment methods. Many clients will feel right at home, and won't have a hassle depositing or withdrawing.

The casinos old school looks unfortunately extends to its rather limited gaming collection. Here we have only live casino and video slot games, and that's it. No sportsbooks instant games, nothing of the kind; a classic and basic gaming experience if there ever was one. However, despite this there is a huge variety of games within these two, literally in the thousands, so realistically users won't get easily bored here. There's also a lottery wherein every 15 days a new winner gets picked up, prompting users to play more to get the chance to win.

Bonuses can be average, and never impressive, but its still enough for most common to expert players. Unless you're really picky, these will do just fine: Welcome Deposit Bonus of €5000 + 300 Free Spins; Weekends Bonus of 50% up to €500; High Roller Bonus of 50% up to €2500; Second High Roller Bonus of €500 Plus 30 Free Spins; and a Loyalty Program with 169 levels in total, a completely unrivalled number of tiers, and possibilities for users.

5. SkyCrown

Pros:

• Good Gaming Collection
• Regulated
• Tons of Bonuses

Cons

• Nothing Bad Of Note

SkyCrown is regulated by Antillephone, actually it's its parent firm Hollycorn N.V. that is licensed by it, but you get the point. Having this regulation gives you a set of advantages that other regulators simply do not grant. For one these casino can offer so much more than other license issuers allow, like more bonuses, more games, and more extra improvement. Curacao licensed casino have been given a channel of expression.

Payments are processed though the following systems Credit cards, Debit cards, MiFinity, NeoSurf, ApplePay, PayID, and a set of Crypto wallets. It's quite a good set of methods, and we think that most clients will find this selection satisfactory.

The casino has taken advantage of the freedom granted by the license in its bonuses, meaning that there's a lot here. Bonuses are as follows: First Deposit Bonus of 50% up to A$300 + 100 Free Spins; Welcome Live Casino Bonus of  1% Rackeback; SkyCrown Free Spin Spree; Second Deposit Bonus of 75% up to A$500 + 75 Free Spins; Third Deposit Bonus of 50% up to A$1,000 + 75 Free Spins; Cash Boost Weekly Challenge; Fifth Deposit Bonus of 25% up to A$1,500 + 75 Free Spins; Crypto Bonus of 10% Cashback; Sunday Free Spins Boost; Live Casino Cashback Bonus of 10% up to A$1,500; Monday Bonus of 50 Free Spins; Friday Bonus of A$150; Tournaments; Loyalty System.

The casino also organizes giveaway that is tied in with the deposits user makes; each such payment grants the user a specific amount of tickets that can be used for the final giveaway tombola.

Games at SkyCrown are varied, with the main categories being video slots, jackpot titles, instant games, and live casino games, all coming from more than 50 game suppliers. However, it's the slots (made more entertaining with the addition of a Random Game selection feature) that are the crown jewel here. Overall there's quite a lot to unpack here, so all sorts of users will feel right at home, even more so when considering the fantastic job that SkyCrown has done with the organization of the games.

6. Nomini

Pros:

• Regulated
• Enormous Gaming Selection
• Sportsbook
• Varied Bonuses

Cons:

• No Bad Sides

Perhaps one of the biggest online casinos, Nomini has long established itself, so there's no need for introduction. All we will say is that it is owned by Rabidi N.V, a company regulated in Curacao. In fact, Nomini would not be here if it were not for its Curacao license.

Payments in Nomini can be done by means of Credit cards, Debit cards, Bank transfer, Mifinity, Jeton, Neosurf, AstroPay, SticPay,  eZeeWallet, eVoucher, and cryptocurrency wallets. Again abundance here is the name of the game here.

At first it may not seem like anything, but Nomini has only live and video slot games. But look closely and you'll see the largest collection of slots, over 8000, and a huge live casino games collection of over 290 titles. But there's also a fantastic sports betting platform that is very good, and feels a part of the casino, integrated into its interface, but also presenting a serious amount of sprots and features.

Finally we have the bonuses, of which there are many, as you might have guessed. We have a Welcome Package of up to AUD$4000 Plus 150 FS in 3 Packages; a Welcome Bonus Where AUD$1.5=3 Free Spins; a Sunday 100 Free Spins Bonus; a Live Cashback of 25% up to AUD$300; a Game Show Thursdays of up to AUD$15; the Weekly Reload Bonus of AUD$1050 Plus 50 Free Spins; the Weekly Casino Cashback of 15% up to AUD$4500; a First Deposits Sport Bonus of 100% up to AUD$150; a collection of smaller quality of life improvement sports extras like 2 Goals Ahead, Bore Draw, Accumulator Bonus, Sports Jackpot, and Booster Odds; a Weekly Sports Cashback Bonus of 10% of up to AUD$750; the Weekly Reload Bonus of 50% up to AUD$750; Tournaments, Achievements, a Spin Rally (where the user competes with other players for the first prize with a limited number of spins), a VIP program, and a Shop for redeeming the special casino tokens gained from depositing and betting.

7. Lucky Dreams

Pros:

• Regulated
• Huge Selection of Bonuses

Cons:

• We Hoped For More Games

Lucky Dreams is regulated in Curacao, owned by Dama N.V., one of the most established casino parent companies in the industry. The firm is operates under the E-gaming license, which pretty much places it in the top rows, the golden league of online casino standard.

Payments within Lucky Dreams are achieved by means of Credit cards, Debit cards, a lot of cryptocurrencies, Neosurf, Mifinity, and AstroPay. However, one disappointing factor was that withdrawals are processed only by means of wire transfer and crypto wallets, which is a very limiting aspect of the casino, one that most users should know about, if they are planning to play here.

However, a strong suit of Lucky Dreams is its many bonuses. If you're a bonus lover, then you might find your place here. The casino offers a First Deposit Bonus of 100% up to $500 + 100 Free Spins; a Second Deposit Bonus of 100% up to $500 + 50 Free Spins; a Third Deposit Bonus of 50% up to $1,000 + 50 Free Spins; a Fourth Deposit Bonus of 25% up to $2,000 + 100 Free Spins; a High Roller Welcome Offer and a High Roller Welcome Package of $8000 + 10% Cashback + 150 Free Spins; Monday Perks Bonuses; a Crazy Tuesday Deposit Bonus of 50%; a Lucky Dreams Blackjack Bonus of 10% Cashback; a Happy Friday Bonus of 50 Free Spins; a Super Saturday Bonus of up to %200; a Sunday Pick Bonus of 77 Free Spins or 100% Bonus; a Weekly Money Club up to $400; a Monthly Reload Bonus of 100% up to $500; Tournaments; and a Pick and Dream Feature (free mystery prize).

Games are where the casino, it can be argued, can do better. We have the ever popular video slots – Bonus Buy, Megaways, Hold and Wins – and live games – Blackjack, Poker, Baccarat, Roulette, and version of these – but nothing more than that. It's unfortunate but the truth: Lucky Dreams is limited in this regard, and this can have a direct impact on its user base.

8. Neospin

Pros:

• Regulated

Cons:

• Payment Conditions Could Be Better

Again we come to Hollycorn N.V., to company that operates the casino, and it regulated by the Antillephone N.V. license, what is arguably the best of all four Curacao licenses. Where the regulation is concerned the casino is secure and safe. It may be an offshore licnese, but it has long ago rid itself of that burden; it's only offshore in name.

Payments on the other hand could have been better, simply put. With only 4 main payment types – Credit Cards, NeoSurf, MiFinity, and Crypto wallets – it may not be enough for clients to feel at home. However, Neospin is not available to all clients, and so limiting the payment methods may be an expression of this limitation; clients within the allowed jurisdictions will be acquainted with these payment methods, and perhaps even have accounts with them.

Neospin bonuses number in the average, if not slightly above that. There's a Daily Cashback Bonus of 20%; a Welcome Bonus of 100% up to €6000 Plus 100 Free Spins; a Friday Reload Bonus of 66% up to €650; a Golden Winz Prize Pool of up to €6000; a Loyalty Program; and a Neospin Lottery, and Tournaments.

Neospin offers a collection of games that is what you might expect from any other casino out there, including slots, live games, table games, and even some crypto games. It all boils down to a solid and big collection, provided by dozens of the most popular suppliers.

9. Golden Crown

Pros:

• Regulated
• Surprisingly Good Gaming Collection

Cons:

• Limited Payment Methods

Golden Crown is regulated in Curacao. Its parent company is located in Curacao, and functions within the jurisdiction strict yet liberal structures. Hollycorn N.V. is licensed by Antillephone N.V. The license is fantastic news for all users, since there is no compromise to the security and safety in return for the unprecedented amount of freedom allowed by Antillephone. But it's also worth noting that this license should not be underestimated.

Payments can be on the limited site, with Credit cards, Debit cards, Interac, Mifinity, and ecoPayz currently available to user. It may seem limited, but the truth is that these methods are so spread around the world that most clients will not be bother by this, and might be compelled to create an account with these e-wallets.

There are attractive promotions here to be considered: a First Deposit Bonus of 100% up to $10 000 Plus 100 Free Spins; a Free Spins Wednesday Bonus of up to 100 Free Spins; Weekend Reload Bonus of 50% up to $10 000 Plus 60 Free Spins; and a Loyalty Program. But relatively speaking, 4 bonuses are not enough to satisfy most clients, a fact tied to the old school feel of the casino.

Despite the rather outdated looks of Golden Crown, there was a deep and engaging gaming collection, with more than 100 slot providers, live casino games that range from Roulette, Blackjack, and Poker, to Baccarat, Dice, Game Show, and more. Then there are the crypto games, and the more limited table games that are still a great addition.

Mifinity Overview

Mifinity is a very popular and international e-wallet that emphasizes simplicity and security, making its operational model a quasi-hybrid one, that has had time to develop, evolve, and explode onto the scene ever since its humble beginning in 2002. It may not be evident but back then, and to an extent even nowadays, hundreds of small payment provider startups hunger for success in the industry that chews and spits out 95% of candidates. For us to be talking about Mifinity in 2023 is a humbling experience.

The process of using the payment system is as easy as opening an account with it and topping it via a card, bank transfer, crypto wallet, or other e-wallets. Then that money is safe and sound within the Mifinity  framework from which point it can be used for you payment needs.

Regulated by the FCA and certified by Union Pay International, Mifinity is first and foremost a payment service solution, used to facilitate in- and out-payments rapidly and with minimal effort on the user's part. The bulk of its services focus on personal and corporate transfer of funds, as well as online casino payments and cash-outs.

They are based in Belfast, with branches in Malta and Dublin. In the former they have been licensed by the Malta Financial Services Authority, adding another impressive layer of protection but also prestige.

However, Mifinity is more than meets the eye; for one it also acts as a custodian wallet, allowing users to safely store various currencies including cryptocurrencies, of which it supports over 500.

Mifinity Transaction Fees and Times

Unfortunately you cannot escape the fees and commission, but there's nothing out of the ordinary here, so there's some good news. In fact, it's all business as usual as far as we see it.

First of all, the payment method supports the main global base currencies: USD, CAD, AUD, CHF, EUR, GBP, NZD, SEK, ZCK, and RON.

Deposits in Mifinity with MasterCard or VISA can range between 1.8% to 2.5%, depending on the card itself and if the player is within the European Economic Area or not. Banking deposit fees are fixed fees that entirely depend on the banking system used.

As for withdrawals, it is said that they are subkect to fixed numerical fees instead of percentages, so even big profit withdrawals will have the same fee as small ones. These commissions are fortunately nothing to fear, up to €2 for international MasterCard withdrawals, €1.75 for international Visa and European Economic are Mastercard withdrawals, and varied with bank transfers but not very high.

Cryptocurrency deposits and withdrawals have a 1.8% commission, so there's that.

Within the e-wallet itself there is a 2.99% commission for currency conversions. There's also a $1 monthly dormant account fee, but this is purely symbolic.  Of course, from time to time there may be other fees concerned with minute details, or the user's current jurisdiction.

As for the processing times, all deposits using Mifinity are instant, while withdrawals can take up to 5 days.

Similar Payment Methods to Mifinity

Mifinity is awesome, but so are the other e-wallets out there, the top three of whihc we have talked about below.

First off is PayID, a convenient and secure payment solution whihc allows the user to top up an account via cards, bank, or other e-wallets after a quick verification process using easy to recall identifiers. There's no need to share personal information when paying with Mifinity. It was established in 2018 in Australian, making it one of the newest e-wallets out there, but definitely a contender.

POLi is the next big wallet that we will cover. It's huge in New Zealand and Australia, allowing users to link their bank accounts directly to service providers or merchants, making POLi a perfect solution to all your online shopping and casino playing. But it also has more unconventional uses, such as tax paying and ticker booking. Funds are transferred lightning fast, and the nature of POLi means that the client will not need to provide any card or bank details to complete the transaction; they are already kept safe in the systems databank.

We leave the classic PayPall for last, the perpetual middleman, since it does not really need an introduction. It's older than some of us here, having its debut on the then still nascent payment solution industry in 1990. It gained a global following after it kept its word and provided ultra fast transaction times on top of a layer of guaranteed security. Quickly both main business tiers (small and big) started using it and it steadily spread out to today in 2023, when its still a force to be reckoned with.

Mifinity Company Milestones

The first major milestone that must be mentioned is of course the licensing of Mifinity by the Financial Conduct Authority (FCA) in the UK, and its recognition as a Fin institution in Malta,withut whihc the firm would not have exploded on the global market.

We will also add to the list Mifinity's ability and capacity to support more than 500 cryptocurrencies, which is an unprecedented amount of crypto. There isn't a better mainstream crypto-supporting e-wallet than Mifinity.

A more recent change of events is the provider's announcement that it will be launching its own desktop and mobile UI, offering a deeper and better user experience. There is a new app architecture integrated into this plan which will help with payment management and speed.

How to open a Mifinity account

It's pretty straightforward, the account opening procedure with Mifinity. Just follow the steps below which are really nothing out of the ordinary.

1. Go to the Mifinity home page, and chose the “Sign Up” link.
2. Fill in the required details as well as any KYCs. Set up a security question that you will remember the answer to,
3. Verify your email, or your phone number by means of SMS.
4. Complete the two-factor authentication (2FA).
5. And that's you: now you can add funds directly to your mint Mifinity wallet.

Make sure to verify your account to access the full version of Mifinity. Otherwise you will be left with the unverified version which has great limitations.

Mifinity Market Coverage

We need only tell our readers that the payment method is available in more than 170 countries worldwide, without counting the some major blacklisted countries: Iran, Iraq, Congo, Belarus, Afghanistan, Libya, South Sudan, Syria, Yemen, as well as the United States, and some other.

The good news is that Mifinity is available on Android and iOS devices, increasing its standing on the most crucial fronts, and can also be used on the most popular browser like Firefox, Chrome, Safari, and more.

However, Mifinity is especially prominent in Australia, where is runs deep with many of tis online casinos and other financial institutions.

Final Words

For a payment system, the positives here sure outweigh the negatives. For one, the fees might be presents, but the system pulls an unexpected one and fixes them at very low rates, making them seem more symbolic than of any real monetary value.

The biggest issue, as with most payment methods, is their limitation within the larger ecosystem of services, products, and inbetweeners. Mifinity is wide spread, but it could always do better, but the same can be said of any other alternative payment system.